Services By Us, For You
Here at Richland Federal Credit Union, we pride ourselves on offering our members a wide range of services to suit their every need.
Accounts For You
Richland Federal Credit Union is a full-service financial cooperative, emphasizing friendly, personal service, competitive rates, low fees, and a commitment to community.
A share draft account works like a checking account. We require NO MINIMUM BALANCE or monthly maintenance fees within monthly check writing limitations (74 checks per month). Plus you can make FREE transfers for share draft accounts via our Home Banking and Telephone Teller services.
Share draft accounts also offer Overdraft Protection which automatically transfers funds from your share (savings) account or from an established line of credit if your share account is inadvertently overdrawn.
Free Kasasa Cash® checking pays you in ways that matter — just for doing simple activities you probably already do! Earn up to 2.00% APY* every month.
You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Sidney, Culbertson, or anywhere else. To learn more, please click HERE.
Free Kasasa Cash Back® pays you to go shopping — earn 2.00% cash back on your everyday debit card purchases, up to $60 per year ($5 per month).*
You’ll also get refunds on ATM withdrawal fees, nationwide — so you can get to your money whenever (and wherever) you need it.
To learn more please click HERE.
Free Kasasa Tunes® checking gives you more of what you love — whether that’s music, movies, apps, games, or anything else you can buy online!
Enjoy $5 in refunds for iTunes®, Amazon®, or Google Play™ purchases.* You’ll also get $10 in refunds just for opening your account!* And to top it all off, you’ll get refunds on ATM withdrawal fees, nationwide.* To learn more please click HERE.
Most checkbooks can only do one thing – Checking. Our MasterCard Debit Card does this and much more, providing you a faster, more economical, more convenient way to buy the products and services you need. Plus, the MasterCard Debit Card performs all the functions of an ATM card which means there’s NEVER A FEE to use your card at our ATM or at any ATM sporting a “Co-Op” logo. Our handy debit card is the checking and withdrawing card all in one! And there’s NO APPLICATION FEE.
FALCON-FOR FRAUDULENT CHARGES
1 (888) 241-2440
CARD MEMBER SERVICES
1 (888) 833-2737
Choosing the right Richland Federal Credit Union Visa credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you! No matter which card you choose, you’ll enjoy important features like:
Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
Mobile purchasing capability for added convenience.
Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
Cardmember Service available 24 hours a day/365 days per year.
Plus much more! Click here to apply now!
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Our Credit Union Youth Savings account is designed for ages 13 to 21. A $25.00 minimum balance is required to open an account. This program is intended to teach young people money management skills; particularly the need to save for future education needs and other large expenses as they grow to adults. Opening their $25 share account entitles youth to full membership privileges and qualifies the young person for many other CU services.
For money tips, games, videos, calculators and more visit the link HERE.
PeeWee Penguin Club
Start your child on the way to financial success with a Credit Union PeeWee Penguin Account, a youth savings program designed to help teach children (ages 0-12) the value of saving. A minimum balance of $5 is required to open an account and there are NO SERVICE FEES. Youngsters also receive a birthday card each year and a quarterly newsletter with financial education, savings tips, contests and more. To learn more please click HERE.
In addition to our loan, checking and savings accounts, Richland Federal Credit Union
members also have access to the following convenient services at their local Credit Union:
Safe Deposit Boxes (Sidney location)
Get in touch with us
If you’d like to know more, please get in touch with one of our team members. Take a moment to fill out this form in order for us to promptly meet your needs.