Enjoy cash back on debit card purchases and refunds on ATM withdrawal fees.*

Free Kasasa Cash Back® pays you to go shopping — earn 2.00% cash back on your everyday debit card purchases, up to $60 per year ($5 per month).*

You’ll also get refunds on ATM withdrawal fees, nationwide — so you can get to your money whenever (and wherever) you need it. It’s free checking that rewards you simply for keeping your money local with Richland Federal Credit Union.. Visit us today to open your account!

Benefits

• Free checking that pays you back
• 2.00% cash back on debit card purchases*
• No category restrictions on purchases
• Cash back earned on up to $250 in purchases monthly Earn up to $60 cash back per year, $5 per month
• Refunds on ATM withdrawal fees, nationwide (up to $10 monthly)*
• No minimum balance to earn rewards
• No monthly maintenance fee
• Free online banking with bill pay
• Free eStatements
• Free Mastercard®
• No minimum deposit to open

Please note that receiving eStatements is a condition of having this account.

Here’s how easy it is to earn your rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.
And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. A minimum of 12 debit card purchases must post and settle to account per monthly qualification cycle and enrollment in online banking with a minimum log-on of one per month are qualifications of this account. Enrollment in eStatements is a condition of this account. 1 account per social security number. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning 1 business day prior to the first day of the current statement cycle through 1 business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2% cash back on up to a total of $250.00 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $5.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $10.00 maximum of $4.99 per single transaction for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within 60 calendar days of the withdrawal transaction. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA